What are searches and why do I need them?
Searches are an integral part of buying a property. If you’re getting a mortgage to help fund your purchase, your mortgage lender will require us to carry out searches.
These will include:
- Water & Drainage Search– This type of search will enable us to find out whether the property is connected to the mains drainage and mains water supply. It will also show whether there is a mains sewer passing through the garden of the property and if the property is on a metered water supply.
- Local Authority Search– Apart from local road proposals affecting land within 200 meters of the property, the Local Authority search will only give information about the property itself, concerning the effect of Town & Country planning legislation, liability for road charges, compulsory purchase or demolition orders, financial orders and other matters which could vitally affect it.
- Environmental Search– This is intended to reveal matters such as whether the property is in an area subject to flooding, whether the property is built on contaminated land, and whether there are any other environmental considerations e.g. radon gas.
It is imperative that we carry out these searches as they reveal important information and could shine a light on any potential issues that neither you, your conveyancing solicitors, the seller nor their conveyancing solicitors would otherwise have knowledge of. The only scenario where we can proceed without obtaining searches is in the case of cash buyers who insist on foregoing searches and we would exclude ourselves of liability in this event.
If you live near a church you could potentially be liable to contribute toward the cost of repairs to the chancel of a parish church. To protect you, in our searches pack we include a Chancel Repair Search Insurance. Please do not disclose this policy to any 3rd party as it may invalidate the insurance policy.