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Backhouse Solicitors’ blog

Independent Legal Advice Explained: Part 3 – Joint Borrower Sole Proprietor

Welcome to part three of Backhouse Solicitors’ three-part series, Independent Legal Advice Explained. In parts one and two, we covered ID1 and ID2 forms and personal guarantees. In this final part, we look at Joint Borrower Sole Proprietor arrangements, including the risks and legal considerations [...]

By |2026-07-15T10:16:47+01:00July 15th, 2026|

Independent Legal Advice Explained: Part 2 – Personal Guarantees

Welcome to part two of Backhouse Solicitors’ three-part series, Independent Legal Advice Explained, where we provide an overview of independent legal advice, including ID1 forms, personal guarantees and joint borrower sole proprietor arrangements. In part one, we explored ID1 and ID2 forms. In part two, [...]

By |2026-07-10T09:29:04+01:00July 10th, 2026|

Independent Legal Advice Explained: Part 1 – ID1 and ID2

We’ve created a three-part series, Independent Legal Advice Explained, to break down the key aspects of independent legal advice in a clear and practical way. From ID1 forms and personal guarantees to joint borrower sole proprietor arrangements. We begin in part one with an essential [...]

By |2026-07-01T13:27:34+01:00July 1st, 2026|

Buying the Freehold With Other Leaseholders: A Simple Guide to Collective Enfranchisement

If you own a leasehold flat, you may at some point consider joining together with your fellow leaseholders to purchase the freehold of that building. This legal process is known as collective enfranchisement. It allows leaseholders who take part to move from being tenants under [...]

By |2026-07-07T16:17:12+01:00June 26th, 2026|

Living Wills and Lasting Powers of Attorney

The tragic case of Archie Battersbee, which unfolded a few years ago, highlighted just how difficult end of life decisions can become when a person’s wishes aren’t known. His family faced an incredibly painful legal process, unable to make the decisions they felt were right [...]

By |2026-06-16T15:03:46+01:00June 16th, 2026|

The Consequences of Failing to Pay the National Minimum Wage

With the new rates now in place for the National Minimum Wage (“NMW”), it is important that all employers update their pay structure to reflect the changes and keep sufficient records to ensure workers are being paid the correct entitlement. As we all know, pay [...]

By |2026-06-15T13:32:12+01:00June 11th, 2026|

Corporate Liability & Business Structures

Choosing how to structure your business is one of the most important decisions to be made, particularly when looking at mitigating risks. The concept of limited liability and the corporate veil play a central role in how much personal liability you take on.If you’re weighing up [...]

By |2026-06-05T12:15:14+01:00June 5th, 2026|

When a Supplier Lets You Down: Legal Remedies for Breach of Contract

Late deliveries, poor-quality goods, or sudden price changes can quickly put a strain on a business, particularly when trying to manage cash flow and meet customer needs. If a supplier fails to meet their agreed obligations, you may have a claim for breach of contract. [...]

By |2026-05-29T13:53:28+01:00May 29th, 2026|

Testamentary Capacity and Mental Health: Key Considerations When Making a Will

When making a Will, one of the most important concepts is testamentary capacity. In simple terms, testamentary capacity refers to a person’s legal ability to understand what they are doing when making a Will and to make decisions about how their estate should be distributed [...]

By |2026-06-15T13:33:36+01:00May 21st, 2026|
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