How does a Lifetime Mortgage work?

For those over the age of 55 who consider themselves “property rich but cash poor”, a Lifetime Mortgage could help free up some of the money tied up in their home to raise funds without the expense or inconvenience of having to sell and downsize. Understanding if a Lifetime Mortgage can work for you Releasing […]

Coronavirus and Moving Home

If you are currently moving home, or looking to do so shortly, you should know your legal position before you go ahead and exchange contracts. Once contracts are exchanged you are legally bound to complete on the fixed completion date or on notice depending on your contract.  If you are not able to complete on […]

Coronavirus – options for employers forced to cut staff

In a previous article we gave advice to employers on coronavirus planning, keeping communication lines open, promoting workplace hygiene and managing suspected cases of COVID-19, sickness absence and sick pay. In this article we will look at options for employers who have no choice but to make cuts to the workforce in order to survive. […]

Coronavirus – Advice for Employers

As the new COVID-19 strain of Coronavirus is spreading in the UK there is no shortage of articles in the media predicting the end of civilisation as we know it.  In this guidance we cut through the noise and give employers some practical advice on minimising the impact of coronavirus in their workplaces. Coronavirus and […]

How does Marriage and Divorce affect a Will?

If you are one of the 46% of UK adults who has prepared a Will then congratulations – you’ve done the right thing.  But what will happen to your Will if you get married or divorced?  In this article we look at the impact and what steps you may need to take.  Wills after Marriage […]

Shared Parental Leave Pay

In a bid to “promote wellbeing and gender equality”, and encourage fathers to spend more time with their children, Finland’s new government announced plans to give all parents the same parental leave. Paid allowance will increase to a combined 14 months, which works out as 164 days per parent. A 2019 directive indicates the EU […]

Planning to reduce your Inheritance Tax liability

Inheritance tax is often said to be one of the least fair UK taxes.  Having already taxed your income once, HMRC asks for another 40% slice of your estate (after allowances) when you die.  Fortunately, Inheritance Tax (or “IHT” as it’s commonly known) can often be reduced by careful (and legal!) planning in advance. Inheritance […]